NTT DATA Indonesia offer LAKUFIN as a Microfinance Mobile Solution that meets the demand of the Microfinance industry. Our solution is suitable for any Microfinance business player, such as BPR (Bank Perkreditan Rakyat), small-medium banks providing micro banking and branchless banking services. Our solution will bring you one step ahead in implementing Digital Branchless Banking and Microfinance business without large capital investment up front. We bring you our solution with an operation expense (OPEX) business model.


Online and Offline-ready support, available for any troubleshooting.
(during Office Hours)

Device & Application

Presenting user-friendly devices and applications that are easy to operate and easy to customize to meet ongoing business demand. Using the latest cutting-edge technology, we provide you with an Android EDC, combined with Bluetooth Printer to support and manage your daily business activities.

Application on Cloud

LAKUFIN Cloud is created to provide convenience for clients to access transaction information in real-time, anytime and anywhere.

Data Connection

Subscription to internet provider is included as a bundled package to allow for hassle-free data connection of your daily business transactions.

LAKUFIN Features

All the features that make business easier

New Loan Request

Customers can apply for new loan with identification such as photo, digital signature. The personal data compliant with KYC policy will be transferred seamlessly to the related system, eliminating any need to manually re-input by the branch staff.

Mobile Collection

Branch managers can do perform and manage Collection activities, starting from creating the collection plan which associates agents with customers, managing collection rate, and printing customer receipt on-the-spot. Real-time transaction information sent to the Back-End and on-site customer receipt will minimize Fraud possibly done by agents as well as Branch Staff.

Agent Monitoring

Using our Agent Tracking feature, Branch managers can monitor agent (or collector, or account officer) activities, where and what they conduct in real time through back-end monitoring dashboard.

Incentive Management

Our Incentive Management feature allows you to easily set an incentive plan based on defined criteria and agent performance rate.

Bill Payment (To be launched soon)

Customers can pay billing of Telkom, PLN, PDAM, Credit Card, Tickets, etc. by using multiple payment methods.

Savings/Withdrawal Deposit & Transfer (To be launched soon)

Customers can deposit, withdraw and transfer money easily using their own bank account and/or the agent's bank account.

Mobile App & Device Management

No need to update the latest application by visiting each location. Users can download & update App smoothly and prevent data leak by remotely clearing all corporate and/or personal data.

LAKUFIN Testimonial

Check out how they transformed their business to a better direction using LAKUFIN


Bank Duta Pakuan Mandiri



The events are followed or organized by LAKUFIN


BPR Focus Group Session 2018

Perbarindo Komisariat Depok

Contact Us


Wisma BNI 46 9th floor
Jl. Jend. Sudirman Kav. 1 Jakarta Pusat, DKI Jakarta