FEATURES & BENEFITS

LOS APPLICATION & MENU

FEATURE LOS

SYSTEM & SERVICE MERITS

Experienced Professional Support

Our experienced professionals are ready to assist LOS operations to support sound day-to-day business activities

ISO 27001

LAKUFIN services is ISO 270001 certified which states the Confidentiality, Availability and Integrity of Data and Information is guaranteed

Cloud based

Not burdening existing data storage and information can be accessed easily anywhere and at anytime

FEATURE LOS 2

Flexible Workflow

Adjustable to the operational needs and work flow of each BPR and BPRS.

Process Automation

Business processes can be managed automatically, hence BPR and BPRS are able to provide fast and reliable services.

Core System Integration

Connect directly with IBA (core banking application) and open for integration with other Core Banking Applications to facilitate operational activities.

SUPERIOR FUNCTION

ANDROID BASED & WEB BASED

Android application is available for field officers (Marketing & Surveyor) as well as a Web application to facilitate Back-officen personnel, including Credit Committee.

AUTO-REJECT

Auto-reject based on bank criteria to filter bad quality application.

LOCATION COORDINATES

Utilizing GPS technology, every transaction performed or photo captured using the application will include coordinate data.

LOAN RECOMMENDATION

The system provide loan plafond/limit and tenure recommendations according to each bank's formula

IDEB/ SLIK Extraction

IDEB / SLIK extraction with .txt format from IDEB viewer to prevent manipulation of prospect data.

PARAMETERIZED

Scoring criteria setting is parameterized to facilitate modification in scoring grade and criteria range any time needed.

TECHNOLOGY

JavaTM & AndroidTM Technology

Online-Offline
Mode

Workload Balance
Algorithm

Cloud-based
Storage

Flexible Workflow &
Scoring

GPS Technology
Enablement

Application
Interface

Remote Update